Income Archives


November 21, 2016

Bill C-26: CCD Presentation to the Finance Committee on Enhancements to the Canada Pension Plan

It is the view of CCD that the implementation of the measures in Bill C-26 has the potential to negatively impact Canadians with disabilities in a manner that could increase the disparity in income levels between Canadians with disabilities and other Canadians. Read more.

July 10, 2015

Options for a Refundable Disability Tax Credit for 'working age' persons

The federal, provincial and territorial governments pay a non-refundable Disability Tax Credit to about 375,000 tax-filers aged between 18 and 64. If the credit were refundable approximately 755,000 more Canadians with disabilities in this age group would benefit from the Disability Tax Credit. This paper estimates the cost and the options for making the Disability Tax Credit refundable. Read more.

December 11, 2013

CACL CCD Submission before the Senate Committee on Banking, Trade and Commerce

The impediment created by the contractual competence and legal authorization requirements for opening a Registered Disability Savings Plan (RDSP) has been frequently cited by individuals with intellectual disabilities and their family members as a barrier that prevents eligible beneficiaries from opening a plan.The proposed solution involves a Federal Government Form (“the Form”) authorized by Finance Canada and the Canada Revenue Agency enabling the appointment of one or more qualifying persons, as defined in the Income Tax Act, who may act as joint RDSP Account Holders in their capacity as an adult’s decision-making supporters. Read more.

June 3, 2013

Presentation to Finance Committee Re: Disability Tax Credit Regarding Bill C-462

CCD and DAWN support the intent of Bill C-462 and agree that people with disabilities should have their rightful entitlement protected from unfair fees charged by financial promoters.   Read more.

June 6, 2012

CCD Presentation to the House of Commons Standing Committee of Finance

Budget 2012 has created some new initiatives that CCD believes will help build a more inclusive and accessible Canada as well as initiatives that raise serious questions and possibly new barriers for people with disabilities.  Read more.

March 30, 2012

Viewing Budget 2012 with a Disability Lens

Last week, the Council of Canadians with Disabilities (CCD), a national organization of people with disabilities working for an inclusive and accessible Canada, called for the Federal Government to consider the effect of Old Age Security (OAS) reforms on Canadians with disabilities.  Budget 2012 indicates the Federal Government will have discussions with the provinces and territories about the impact of OAS reforms on Canada Pension Plan (CPP) disability benefits. CCD has identified questions that need a response from Canada’s governments.  Read more.

March 26, 2012

Raising Age of Eligibility for Old Age Security Will Prolong Poverty For Canadians with Disabilities

Canadians with disabilities disproportionately live in poverty.  Sadly many Canadians with disabilities look forward to reaching age 65 and becoming eligible for Old Age Security (OAS) and the Guaranteed Income Supplement (GIS).  These two programs provide a better income benefit than any of the social assistance income support programs for Canadians with disabilities. “Raising the age of eligibility for OAS means prolonging poverty for many Canadians with disabilities,” said Marie White, Chairperson of CCD’s Social Policy Committee. Read more.

March 21, 2012

An Emerging Issue: Old Age Security (OAS) and Raising the Age of Eligibility

Most Canadians are aware of the comments of the Prime Minister and Minister of Human Resources and Skills Development Canada in regard to increasing the age of eligibility for the Old Age Security from 65 to 67.  What CCD questions is whether policy makers have considered the impact this change will have on Canadians with disabilities? Raising the age of eligibility for OAS will prolong the poverty of Canadians with disabilities. Read more.

May 27, 2010

Nortel Employees on Long Term Disability Benefits

CCD urges all Members of Parliament to find ways of protecting the income and benefits of the Nortel employees on long term disability benefits and of also addressing the similar problems that many other Canadians may face in the future. The Nortel Employees on LTD describe their “insurance” as “toxic insurance” and we would agree that this maybe an apt description. We support Senator Eggleton’s Bill S-216 and urge all Members of Parliament and the Senate to find ways of ensuring the intent of this bill is realized as soon as possible. Bill S-216 is non-partisan and protects disabled Canadians. Read more.

January 24, 2008

Proposal for A Refundable Disability Tax Credit

CCD explains why it supports a refundable Disability Tax Credit: it would vastly improve the lives of hundreds of thousands of Canadian residents with disabilities. Read more.